1. Acceptance of Terms

By accessing or using Lumate, you agree to comply with and be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Use of the Platform

You agree to use Lumate only for lawful purposes. You may not use the platform to engage in any activity that is illegal, harmful, or interferes with the platform's operation.

3. User Accounts

To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account.

4. Payment & Subscriptions

Some features of Lumate may require payment. By purchasing a subscription, you agree to our pricing terms and authorize recurring charges, where applicable.

5. Intellectual Property

All content, branding, and platform features are the property of Lumate. You may not copy, modify, or distribute any content without express permission.

6. Termination

We reserve the right to terminate or suspend your account at our discretion, without notice, for conduct that violates these Terms or is harmful to other users or Lumate.

7. Limitation of Liability

To the fullest extent permitted by law, Lumate is not liable for any indirect, incidental, or consequential damages arising from your use of the platform.

8. Changes to Terms

We may update these Terms from time to time. We will notify users of major changes, but we recommend reviewing this page regularly for updates.

9. Contact Us

If you have any questions about these Terms, please contact us at contact@lumate.com.